Buying direct to save money on your health insurance is virtually a myth. More and more there are ads on the television and radio leading potential customers to believe that they will save money purchasing directly from an insurance company. In most instances, the insurance company is actually trying to make more money rather than [...]

Q: My company recently began offering a Health Savings Account (HSA) available to all the employees.Why are employers throughout New Jersey rolling out these plans?What are the pros and cons of a HSA? The Problem – Healthcare Costs.If you think rising healthcare costs are only the insurance company’s problem or your employer’s problem, think again.Most [...]